Who knows where you live?
Direct Line Home Insurance has some research out today in which they claim 6.8 million people are living unofficially in UK homes, one half in rented accommodation but not listed on the tenancy agreement, the other half with someone who owns the home such as friends and family, but have not registered themselves as a resident. And a further 7.1 million are currently registered under the wrong address with banks, insurers, local councils, the DVLA and other key organisations. They’ve extrapolated this from a survey of around 2,000 people so a pinch of salt is probably needed but the survey does include some interesting statistics.
Of the key organisations holding old or incorrect address details for them, people put doctors and dentists at the head of the list, followed by DVLA/driving license, and then their bank. Around 2% of people even said their employer did not have their correct address and 3% that the Inland Revenue were similarly in the dark.
“There are many reasons why someone may have not updated all their details,” said Jenny Trueman, home insurance manager at Direct Line. “The most common cause is moving home which can be stressful and extremely time consuming. Changing address details is one of those administrative tasks that is frequently put-off or forgotten. However, the consequences of using the wrong address are far worse than a few lost letters – people risk being fined by the DVLA, losing highly sensitive financial information from their bank and invalidating their home insurance.”
So what addresses are people using? The most popular choice – as stated by 44 per cent – was their parent’s address, slightly higher for those aged 18-34 years (54%). However, 38 per cent of those aged 35-54 still use their parent’s address for key registrations. Details of a previous property (34%) and an ex partner’s address (11%) were also cited, closely followed by a university address (9%) and previous employer’s address details (7%).moving house
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