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	<title>blogs.independent.co.uk&#124; &#187; The Money Blog</title>
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	<link>http://blogs.independent.co.uk&#124;</link>
	<description>Blogs from the Independent newspaper - news, views and features from the world&#039;s most free-thinking newspaper&#124;</description>
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		<title>Helping youngsters to gain financial skills will help us all</title>
		<link>http://blogs.independent.co.uk/2013/04/24/helping-youngsters-to-gain-financial-skills-will-help-us-all/</link>
		<comments>http://blogs.independent.co.uk/2013/04/24/helping-youngsters-to-gain-financial-skills-will-help-us-all/#comments</comments>
		<pubDate>Wed, 24 Apr 2013 07:19:58 +0000</pubDate>
		<author>Simon Read</author>
				<category><![CDATA[Editor's choice]]></category>
		<category><![CDATA[The Money Blog]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[youngsters]]></category>

		<guid isPermaLink="false">http://blogs.independent.co.uk/?p=34410</guid>
		<description><![CDATA[<img width="150" height="150" src="http://blogs.independent.co.uk/wp-content/uploads/2013/04/Kentstudents-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="Helping youngsters to gain financial skills will help us all, The Money Blog" title="Helping youngsters to gain financial skills will help us all photo" />Debt-ridden young adults face years of money woes. But a new movement hopes to help them.]]></description>
		<wfw:commentRss>http://blogs.independent.co.uk/2013/04/24/helping-youngsters-to-gain-financial-skills-will-help-us-all/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
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		<title>How much does a phone call cost? Here&#8217;s how we could know when dialling</title>
		<link>http://blogs.independent.co.uk/2013/04/16/how-much-does-a-phone-call-cost-heres-how-we-could-know-when-dialling/</link>
		<comments>http://blogs.independent.co.uk/2013/04/16/how-much-does-a-phone-call-cost-heres-how-we-could-know-when-dialling/#comments</comments>
		<pubDate>Tue, 16 Apr 2013 14:34:32 +0000</pubDate>
		<author>Simon Read</author>
				<category><![CDATA[Editor's choice]]></category>
		<category><![CDATA[The Money Blog]]></category>
		<category><![CDATA[0800]]></category>
		<category><![CDATA[BT]]></category>
		<category><![CDATA[mobile]]></category>
		<category><![CDATA[Ofgem]]></category>
		<category><![CDATA[phone numbers]]></category>

		<guid isPermaLink="false">http://blogs.independent.co.uk/?p=34194</guid>
		<description><![CDATA[<img width="150" height="150" src="http://blogs.independent.co.uk/wp-content/uploads/2013/04/SimonPhones1-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="How much does a phone call cost? Here&#8217;s how we could know when dialling, The Money Blog" title="How much does a phone call cost? Here&#8217;s how we could know when dialling photo" />It's almost impossible to work out how much it costs to ring your bank or energy supplier. But that could change if Ofcom adopt our proposal]]></description>
		<wfw:commentRss>http://blogs.independent.co.uk/2013/04/16/how-much-does-a-phone-call-cost-heres-how-we-could-know-when-dialling/feed/</wfw:commentRss>
		<slash:comments>14</slash:comments>
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		<title>New current account battle set to erupt if Post Office gets it right</title>
		<link>http://blogs.independent.co.uk/2013/04/11/new-current-account-battle-set-to-erupt-if-post-office-gets-it-right/</link>
		<comments>http://blogs.independent.co.uk/2013/04/11/new-current-account-battle-set-to-erupt-if-post-office-gets-it-right/#comments</comments>
		<pubDate>Thu, 11 Apr 2013 07:00:12 +0000</pubDate>
		<author>Simon Read</author>
				<category><![CDATA[Editor's choice]]></category>
		<category><![CDATA[The Money Blog]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[charges]]></category>
		<category><![CDATA[Co-op]]></category>
		<category><![CDATA[current account]]></category>
		<category><![CDATA[Nationwide]]></category>
		<category><![CDATA[post office]]></category>

		<guid isPermaLink="false">http://blogs.independent.co.uk/?p=34048</guid>
		<description><![CDATA[<img width="150" height="150" src="http://blogs.independent.co.uk/wp-content/uploads/2013/04/PostOffice-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="New current account battle set to erupt if Post Office gets it right, The Money Blog" title="New current account battle set to erupt if Post Office gets it right photo" />The Post Office is launching a current account in the Spring. It could be a massive challenge to the banks.]]></description>
		<wfw:commentRss>http://blogs.independent.co.uk/2013/04/11/new-current-account-battle-set-to-erupt-if-post-office-gets-it-right/feed/</wfw:commentRss>
		<slash:comments>18</slash:comments>
		</item>
		<item>
		<title>Why are five million households now in debt to their energy supplier?</title>
		<link>http://blogs.independent.co.uk/2013/04/09/why-are-five-million-households-now-in-debt-to-their-energy-supplier/</link>
		<comments>http://blogs.independent.co.uk/2013/04/09/why-are-five-million-households-now-in-debt-to-their-energy-supplier/#comments</comments>
		<pubDate>Tue, 09 Apr 2013 09:22:49 +0000</pubDate>
		<author>Simon Read</author>
				<category><![CDATA[The Money Blog]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[EDF]]></category>
		<category><![CDATA[energy suppliers]]></category>
		<category><![CDATA[heating]]></category>
		<category><![CDATA[overcharging]]></category>

		<guid isPermaLink="false">http://blogs.independent.co.uk/?p=33963</guid>
		<description><![CDATA[<img width="150" height="150" src="http://blogs.independent.co.uk/wp-content/uploads/2013/04/image3-e1365499152591-300x2241-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="Why are five million households now in debt to their energy supplier?, The Money Blog" title="Why are five million households now in debt to their energy supplier? photo" />Debt woes are rising as heating bills soar. The energy firms must do more to help.]]></description>
		<wfw:commentRss>http://blogs.independent.co.uk/2013/04/09/why-are-five-million-households-now-in-debt-to-their-energy-supplier/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Payday lenders: are they targeting gamblers?</title>
		<link>http://blogs.independent.co.uk/2013/04/08/payday-lenders-are-they-targeting-gamblers/</link>
		<comments>http://blogs.independent.co.uk/2013/04/08/payday-lenders-are-they-targeting-gamblers/#comments</comments>
		<pubDate>Mon, 08 Apr 2013 11:04:31 +0000</pubDate>
		<author>Simon Read</author>
				<category><![CDATA[Editor's choice]]></category>
		<category><![CDATA[The Money Blog]]></category>
		<category><![CDATA[bookmakers]]></category>
		<category><![CDATA[high-cost credit]]></category>
		<category><![CDATA[labour]]></category>
		<category><![CDATA[miliband]]></category>
		<category><![CDATA[payday lenders]]></category>
		<category><![CDATA[vulnerable]]></category>

		<guid isPermaLink="false">http://blogs.independent.co.uk/?p=33938</guid>
		<description><![CDATA[<img width="150" height="150" src="http://blogs.independent.co.uk/wp-content/uploads/2013/04/bookielender-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="Payday lenders: are they targeting gamblers?, The Money Blog" title="Payday lenders: are they targeting gamblers? photo" />Ed Miliband's crackdown on payday lenders is long overdue. They're already preying on vulnerable people.]]></description>
		<wfw:commentRss>http://blogs.independent.co.uk/2013/04/08/payday-lenders-are-they-targeting-gamblers/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Unscrupulous traders can no longer charge rip-off plastic card fees</title>
		<link>http://blogs.independent.co.uk/2013/04/06/unscrupulous-traders-can-no-longer-charge-rip-off-plastic-card-fees/</link>
		<comments>http://blogs.independent.co.uk/2013/04/06/unscrupulous-traders-can-no-longer-charge-rip-off-plastic-card-fees/#comments</comments>
		<pubDate>Sat, 06 Apr 2013 07:00:33 +0000</pubDate>
		<author>Simon Read</author>
				<category><![CDATA[Editor's choice]]></category>
		<category><![CDATA[The Money Blog]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[hidden charges]]></category>
		<category><![CDATA[plastic]]></category>
		<category><![CDATA[retailers]]></category>

		<guid isPermaLink="false">http://blogs.independent.co.uk/?p=33908</guid>
		<description><![CDATA[<img width="150" height="150" src="http://blogs.independent.co.uk/wp-content/uploads/2013/04/Simon-credit-cards-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="Unscrupulous traders can no longer charge rip-off plastic card fees, The Money Blog" title="Unscrupulous traders can no longer charge rip-off plastic card fees photo" />New rules mean retailers can no longer rip-off consumers by adding extra charges when you use plastic]]></description>
		<wfw:commentRss>http://blogs.independent.co.uk/2013/04/06/unscrupulous-traders-can-no-longer-charge-rip-off-plastic-card-fees/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Liars! The energy firms must be stopped from ripping us off</title>
		<link>http://blogs.independent.co.uk/2013/04/04/liars-the-energy-firms-must-be-stopped-from-ripping-us-off/</link>
		<comments>http://blogs.independent.co.uk/2013/04/04/liars-the-energy-firms-must-be-stopped-from-ripping-us-off/#comments</comments>
		<pubDate>Thu, 04 Apr 2013 11:22:58 +0000</pubDate>
		<author>Simon Read</author>
				<category><![CDATA[Editor's choice]]></category>
		<category><![CDATA[The Money Blog]]></category>
		<category><![CDATA[E.on]]></category>
		<category><![CDATA[EDF]]></category>
		<category><![CDATA[Energy]]></category>
		<category><![CDATA[mis-selling]]></category>
		<category><![CDATA[nPower]]></category>
		<category><![CDATA[Ofgem]]></category>
		<category><![CDATA[Scottish Power]]></category>
		<category><![CDATA[SSE]]></category>

		<guid isPermaLink="false">http://blogs.independent.co.uk/?p=33838</guid>
		<description><![CDATA[<img width="150" height="150" src="http://blogs.independent.co.uk/wp-content/uploads/2013/04/SimonEnergy-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="Liars! The energy firms must be stopped from ripping us off, The Money Blog" title="Liars! The energy firms must be stopped from ripping us off photo" />Energy firms face massive fines for flogging dodgy deals to unsuspecting customers. But they should be forced to compensate people, too.]]></description>
		<wfw:commentRss>http://blogs.independent.co.uk/2013/04/04/liars-the-energy-firms-must-be-stopped-from-ripping-us-off/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>The Budget: Red Boxes and Booze!</title>
		<link>http://blogs.independent.co.uk/2013/03/20/the-budget-red-boxes-and-booze/</link>
		<comments>http://blogs.independent.co.uk/2013/03/20/the-budget-red-boxes-and-booze/#comments</comments>
		<pubDate>Wed, 20 Mar 2013 08:00:49 +0000</pubDate>
		<author>Simon Read</author>
				<category><![CDATA[Editor's choice]]></category>
		<category><![CDATA[The Money Blog]]></category>
		<category><![CDATA[alcohol]]></category>
		<category><![CDATA[booze]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[Budget 2013]]></category>
		<category><![CDATA[chancellor]]></category>
		<category><![CDATA[churchill]]></category>
		<category><![CDATA[Gladstone]]></category>
		<category><![CDATA[Red Box]]></category>

		<guid isPermaLink="false">http://blogs.independent.co.uk/?p=33488</guid>
		<description><![CDATA[<img width="150" height="150" src="http://blogs.independent.co.uk/wp-content/uploads/2013/03/RedBox-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="The Budget: Red Boxes and Booze!, The Money Blog" title="The Budget: Red Boxes and Booze! photo" />It's the traditions that make the Budget interesting. But today's won't be as traditional as you'd hope.]]></description>
		<wfw:commentRss>http://blogs.independent.co.uk/2013/03/20/the-budget-red-boxes-and-booze/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Small print: which are the most annoying hidden charges?</title>
		<link>http://blogs.independent.co.uk/2013/03/19/small-print-which-are-the-most-annoying-hidden-charges/</link>
		<comments>http://blogs.independent.co.uk/2013/03/19/small-print-which-are-the-most-annoying-hidden-charges/#comments</comments>
		<pubDate>Tue, 19 Mar 2013 12:11:27 +0000</pubDate>
		<author>Simon Read</author>
				<category><![CDATA[Editor's choice]]></category>
		<category><![CDATA[The Money Blog]]></category>
		<category><![CDATA[hidden charges]]></category>
		<category><![CDATA[Ryanair]]></category>
		<category><![CDATA[small print]]></category>
		<category><![CDATA[surcharge]]></category>
		<category><![CDATA[Ticketmaster]]></category>

		<guid isPermaLink="false">http://blogs.independent.co.uk/?p=33459</guid>
		<description><![CDATA[<img width="150" height="150" src="http://blogs.independent.co.uk/wp-content/uploads/2013/03/SmallPrint-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="Small print: which are the most annoying hidden charges?, The Money Blog" title="Small print: which are the most annoying hidden charges? photo" />Small print and hidden extras annoy us all. But what are the worst? And what can be done about it?]]></description>
		<wfw:commentRss>http://blogs.independent.co.uk/2013/03/19/small-print-which-are-the-most-annoying-hidden-charges/feed/</wfw:commentRss>
		<slash:comments>21</slash:comments>
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		<item>
		<title>Consumers&#8217; message to Osborne: help us cope with household bills that have climbed 25%</title>
		<link>http://blogs.independent.co.uk/2013/03/14/consumers-message-to-osborne-help-us-cope-with-household-bills-that-have-climbed-25/</link>
		<comments>http://blogs.independent.co.uk/2013/03/14/consumers-message-to-osborne-help-us-cope-with-household-bills-that-have-climbed-25/#comments</comments>
		<pubDate>Thu, 14 Mar 2013 09:54:53 +0000</pubDate>
		<author>Simon Read</author>
				<category><![CDATA[The Money Blog]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[home energy]]></category>
		<category><![CDATA[osborne]]></category>

		<guid isPermaLink="false">http://blogs.independent.co.uk/?p=33308</guid>
		<description><![CDATA[<img width="150" height="150" src="http://blogs.independent.co.uk/wp-content/uploads/2013/03/SimonSad-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="Consumers&#8217; message to Osborne: help us cope with household bills that have climbed 25%, The Money Blog" title="Consumers&#8217; message to Osborne: help us cope with household bills that have climbed 25% photo" />The Chancellor has a chance to help the millions hit by soaring home energy and car costs in next week's Budget. Where have the increases hit hardest?]]></description>
		<wfw:commentRss>http://blogs.independent.co.uk/2013/03/14/consumers-message-to-osborne-help-us-cope-with-household-bills-that-have-climbed-25/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
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		<item>
		<title>Local communities can help crack payday lenders&#8217; hold on the vulnerable</title>
		<link>http://blogs.independent.co.uk/2013/03/13/local-communities-can-help-crack-payday-lenders-hold-on-the-vulnerable/</link>
		<comments>http://blogs.independent.co.uk/2013/03/13/local-communities-can-help-crack-payday-lenders-hold-on-the-vulnerable/#comments</comments>
		<pubDate>Wed, 13 Mar 2013 09:26:26 +0000</pubDate>
		<author>Simon Read</author>
				<category><![CDATA[The Money Blog]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit unions]]></category>
		<category><![CDATA[financial inclusion]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[payday lenders]]></category>

		<guid isPermaLink="false">http://blogs.independent.co.uk/?p=33254</guid>
		<description><![CDATA[<img width="150" height="150" src="http://blogs.independent.co.uk/wp-content/uploads/2013/03/PaydaySplash-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="Local communities can help crack payday lenders&#8217; hold on the vulnerable, The Money Blog" title="Local communities can help crack payday lenders&#8217; hold on the vulnerable photo" />While MPs fail to control payday lenders, local groups are coming together to protect vulnerable people]]></description>
		<wfw:commentRss>http://blogs.independent.co.uk/2013/03/13/local-communities-can-help-crack-payday-lenders-hold-on-the-vulnerable/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Classic cars: a way to beat the taxman</title>
		<link>http://blogs.independent.co.uk/2013/03/12/classic-cars-a-way-to-beat-the-taxman/</link>
		<comments>http://blogs.independent.co.uk/2013/03/12/classic-cars-a-way-to-beat-the-taxman/#comments</comments>
		<pubDate>Tue, 12 Mar 2013 09:47:04 +0000</pubDate>
		<author>Simon Read</author>
				<category><![CDATA[Editor's choice]]></category>
		<category><![CDATA[The Money Blog]]></category>
		<category><![CDATA[CGT]]></category>
		<category><![CDATA[classic cars]]></category>
		<category><![CDATA[Elton John]]></category>
		<category><![CDATA[Ferrari]]></category>
		<category><![CDATA[Save tax]]></category>

		<guid isPermaLink="false">http://blogs.independent.co.uk/?p=33203</guid>
		<description><![CDATA[<img width="150" height="150" src="http://blogs.independent.co.uk/wp-content/uploads/2013/03/SimonCar-150x150.jpg" class="attachment-thumbnail wp-post-image" alt="Classic cars: a way to beat the taxman, The Money Blog" title="Classic cars: a way to beat the taxman photo" />Vintage cars may cost a packet, but could save a fortune in tax]]></description>
		<wfw:commentRss>http://blogs.independent.co.uk/2013/03/12/classic-cars-a-way-to-beat-the-taxman/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
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